在这部富家穷路 第三季喜剧片中,故事描述一名开音像店的亿万富翁Johnny Rose（Eugene Levy）和他的肥皂剧明星妻子Moira（Catherine O’Hara）、嬉皮士儿子David（Daniel Levy）、交际花女儿Alexis（Annie Murphy）在一夜之间破产。这家人不得不离开已经习惯了的奢华生活，回到乡下去「从零开始」。好在他们还有一点私人领地：当年他们抱着好玩的心态在最偏僻的角落里买下一座几乎没有人烟的小镇（镇名即本剧标题「施米特湾」），现在这里成了他们仅存的落脚点。他们必须尽快适应新的贫穷生活，找到家庭的真谛……但这个穷乡僻壤的地方让他们感觉「限制」太多！
David and Stevie learn that they are both in a sexual relationship with Jake, which catches them both off guard. While they want to appear cool in being all right with the situation while in reality they are uncomfortable with it, they can't help wonder if there are more of them out there that they don't know about. Moira is attending her first town council meeting as a councilor. She treats it like the theater, where she believes the main goal of councilors is to keep the people in the gallery in their seats instead of leaving at any point during the meeting. In the process of learning what the true purpose of a council meeting is, Moira may learn the fine art of being a politician: talking but not really saying anything. As Mutt and Tennessee are planning on taking an overnight drive, Mutt asks Alexis to take care of the barn while they're away. None of Mutt, Tennessee, Alexis or Ted may ultimately feel comfortable with the interaction between the four of them concerning the situation. And Bob has rented out what was Johnny's office space to someone else. Using the café instead as his office to take a meeting that doesn't go quite the way he wants, Johnny begins to feel emasculated as the only one within the Rose family that is not bringing in a steady income.
Rose一家破产啦 卖衣服啦。
